Drexel University is committed to providing high-quality health, dental, and vision care to regular full- and part-time University employees. As a subsidized benefit, these plans require an employee contribution. All employee contributions are made through payroll deduction on a pre-tax basis.
2016 Plan Rate Summaries
Medical and Prescription Coverage
The Benefits Plan offers four medical coverage options, allowing employees to pick the best plan for them:
The same prescription drug coverage is included in Keystone Point-of-Service, Personal Choice Basic Option and the Personal Choice High Option. Individuals on maintenance medications will need to utilize the mail order program or incur a higher co-pay for their prescription. A new feature allows employees to purchase a 90-day prescription supply, at mail-order prices, at participating pharmacies including Rite Aid, Walmart and Target.
Please review the Medical Plan Comparison Chart [PDF] and compare the benefit services and prescription coverage for all medical plans offered.
Drexel's medical and prescription coverage providers both offer online benefit management:
- Independence Blue Cross' website allows members to view benefits, account information, completed claims, and area physicians
- ExpressScripts' website allows members to order prescriptions to be delivered by mail, price and compare drugs, and access health and medication information
Drexel Preferred Provider Listings
- A 30-day retail supply of Generic drugs has a $10 co-pay; Preferred Brand drugs have a $30 co-pay; Non-preferred Brand drugs have a $50 copay.
- Mail order copays for a 90-day mail-order supply are $20, $60 and $100 respectively.
- Employees are still be able to purchase a 90-day prescription supply, at mail-order prices, at participating pharmacies including Rite Aid, Walmart and Target.
Medical/Prescription Coverage Waiver Bonus
Full-time benefit-eligible employees scheduled to work 40 hours weekly, and who have coverage through a spouse or other source (other than Medicare), may elect to waive Medical/Prescription coverage and receive a $100 monthly waiver bonus. To receive the waiver credit, log into the Drexel Benefits Service Center through DrexelOne, waive your medical coverage, and then submit the Medical Waiver (Opt-Out) Statement (linked below) with a copy of the front and back of your current medical card. Employees that have waived their Medical/Prescription coverage are required to submit a new waiver form yearly.
Drexel University offers employees two dental options, a Base and a Preferred plan, both through CIGNA. These plans operate as fee-for-service dental plans and provide a solid base of preventive and restorative services. The Preferred plan, however, provides higher reimbursement percentages for most dental services.
Both plans utilize the "core" network and have the group number 3333911.
Drexel’s vision plan is offered through Davis Vision, administered through Independence Blue Cross. The plan offers coverage for such services as eye exams, frames and lenses, contact lenses, as well as discounts on select eye care supplies. Davis Vision provides a schedule of in-network and out-of-network vision care services, and employees can search for preferred vendors in the “Search for additional IBC providers, including vision and pharmacy” link located under the Find a Doctor section of the Independent Blue Cross website.