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Core Benefits

From tuition remission to assistance during difficult times, Drexel University and Drexel University College of Medicine provide a number of core benefits to its employees.  These benefits are paid entirely by Drexel/DUCOM, and employees are automatically enrolled – no election is required.

Core Benefits for Full-Time Employees

Core Benefits for Full- and Part-Time Employees


Basic Life Insurance and Personal Accident Insurance

Basic Life Insurance and Personal Accident Insurance are provided in amounts equal to two times your annual salary to a maximum benefit of $500,000, proof of insurability not required.

For Basic Life Insurance, if the volume of your life insurance exceeds $50,000, you have the option of limiting your coverage to $50,000 in order to avoid imputed income.  If you later decide you would like to elect two times your annual salary, you will then be required to show proof of insurability.

What is imputed income?  Currently, the Internal Revenue Service (IRS) says that if an employee receives employer-paid life insurance over $50,000, the value of the coverage is “imputed income” and is taxable.  The amount of your imputed income depends on the amount of excess of $50,000 and your age.  Imputed income increases your taxable gross income for federal and state income taxes as well as for FICA (Social Security and Medicare) taxes withheld from your paycheck.  Your imputed income is reported on your annual W-2 Form, which you file with the IRS each year.  For additional information concerning imputed income, please visit the IRS’s website.

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Long-Term Disability Coverage

This program provides long-term disability coverage that is equal to 60 percent of your monthly salary following completion of a 90-day elimination period. This program carries a monthly maximum benefit of $20,000. The premium for this benefit is shown both as earnings and as a post-tax deduction on your paycheck, enabling the benefits to be received as non-taxable income.

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Tuition Remission

This benefit provides tuition assistance for employees, spouses, and dependent children who study at Drexel University or the Drexel University College of Medicine.  Please note that some programs and schools are not eligible for tuition remission, including the College of Medicine MD Program, any degree or program in the College of Law, the Executive MBA and MBA Online programs.

For more information about tuition remission, visit the tuition remission page for Drexel University employees or the tuition remission page for Drexel College of Medicine employees.

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Tuition Exchange

This benefit provides tuition assistance for the dependents of full-time faculty or professional staff who study at one of the colleges or universities in the Tuition Exchange Program.

For more information about tuition exchange, visit the Tuition Exchange page.

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Business Travel Accident Insurance

In the event that you are injured during business travel, this benefit provides an amount equal to one times your annual salary and carries a minimum benefit of $100,000 and a maximum benefit of $500,000.

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Health Advocate and Employee Assistance Program

The modern healthcare industry can be difficult and frustrating to navigate, especially when you have a problem. In an effort to assist its employees, Drexel/DUCOM partners with Health Advocate, a group of professionals trained to understand the ins and outs of the healthcare system.  Whether you're having trouble figuring out a hospital bill, understanding your benefits, or finding a doctor, Health Advocate is available to you and your dependents by phone, 24 hours a day, seven days a week.

The Employee Assistance Program and Work/Life Benefits are also handled through Health Advocate. They provide guidance and counseling for faculty, professional staff, and dependents dealing with personal or professional issues.

For more information about the program, read the Health Advocate member brochure [PDF] or the Health Advocate program core features [PDF].

For questions or assistance, call Health Advocate directly at 866-799-2728 or visit the Health Advocate website.

For the Health Advocate Healthcare Help and EAP+Work/Life benefit Monthly Newsletter and Webinar, please visit the Workshops and Seminars page.

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