In Philadelphia, there is a significant gap in African American homeownership that has contributed to many of the problems that African American residents face today. Decreased industrialization, high poverty rates, crime, and loss in property values are direct consequences of housing discrimination by state and private actors. This Note constructs a framework for state and local reparations for the economic deprivation of African American communities. While this Note focuses on the history and laws that affect African Americans in Philadelphia, Pennsylvania, it conceptualizes a general framework that can be used to analyze and address other forms of discrimination through reparation initiatives at the local and state level.