Voluntary Benefits
The following benefits are funded 100 percent by the employee. These are available to all regular full- and part-time Drexel and DUCOM employees.
Auto and Homeowner's Insurance
Drexel Recreation Center
Flexible Spending Accounts
Group Legal Plan
Health and Wellness
Home Purchase Assistance Program
Long-Term Care Insurance
Supplemental Life Insurance
Supplemental Accidental Death and Dismemberment (AD&D) Insurance
Voluntary Short Term Disability Insurance
Auto and Homeowner’s Insurance
Drexel University and Drexel University College of Medicine offers group auto and homeowner's insurance through Liberty Mutual. Visit Liberty Mutual's Drexel/DUCOM Employees page for plan information or to request a quote.
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Drexel Recreation Center
The Drexel University Recreation Center offers memberships as well as programming such as personal training, massage therapy, and swim lessons to full- and part-time faculty and professional staff members. For membership, program options, and pricing, please see the Recreation Center brochure [PDF] or visit the Recreation Center website.
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Flexible Spending Accounts
Flexible Spending Accounts (FSAs) allow employees to put aside money before taxes to use for certain medical, daycare, and transportation costs. For information and details on submitting claims through the Flexible Spending Accounts, contact the Benefit Service Center at 888-971-0101.
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Dependent Care Spending Account
The Dependent Care Spending Account is an FSA that allows you to be reimbursed for expenses relating to the care of your dependents while you (and your spouse) are at work or attend school full time. The Dependent Care Spending Account can be used for:
- Pre- and after school daycare expenses for children up to age 13
- Non-residential summer camp expenses for children up to age 13
- Full-day daycare expenses for children up to kindergarten
- Expenses for non-residential daycare for an eligible parent or parent-in-law
The Program carries a $5,000 annual plan maximum (this amount is limited to $2,500 in the case of a separate return filed by a married individual) as well as a “Use It or Lose It” provision, where all claims must be incurred by December 31 of the plan year.
To view a list of eligible and ineligible expenses, please log into the enrollment system through DrexelOne.
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Health Care Spending Account
The Health Care Spending Account is a pre-tax savings account to be used for un-reimbursed healthcare expenses for you and your eligible dependents. Such expenses include coinsurance and deductible amounts, office visit and prescription drug co-pays, orthodontia, chiropractic care, laser eye surgery and eye glasses/contact lenses. The program carries a $5,000 annual plan maximum as well as “Use It or Lose It” provision, where all claims must be incurred by December 31 of the plan year.
To view a list of eligible and ineligible expenses, please log into the enrollment system through DrexelOne.
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Commuter Program
- Drexel/Tenet Parking Facilities
You can elect to pay for parking at affiliated parking garages/lots on a pre-tax basis through the convenience of payroll deduction. You will need to fill out paperwork with Facilities to set this up. If you park at a Drexel/Tenet Parking Lot and have signed a contract with Facilities, you do not need to participate in the Commuter Plan for parking purposes. For additional information, visit the Drexel Parking website. - Non-Drexel/Non-Tenet Parking Facilities and Mass Transit
You can elect to use pre-tax dollars to pay for parking at non-Drexel/non-Tenet parking garages and for mass transit expenses. Orders for passes and permits will be placed online with YSA and payment will be made via pre-tax payroll deductions (up to the monthly limit that the IRS has allotted). The maximum amount that may be contributed is $230 per month to the mass transit account and $230 per month to the parking account. These maximums are subject to change under Federal tax law. You will be notified if any such changes occur during the year.
The following are procedures for logging into the benefits system and placing parking and/or mass transit orders in the YSA enrollment system:
- Log into DrexelOne
- Select the Employees tab
- Select Benefit Service Center under the Benefits Administration heading
- Once in the Benefit Service Center, select Commuter Plan at the top of the page
- Select "Click here to enroll" at the bottom of the page to go to the YSA page
- Select Commuter
- Select Order Now to be taken to the ordering platform. Select Continue after reading the disclaimer.
- Once you are in the ordering platform, you will want to verify that the address and email on record is the one you want to use for management of this benefit. You can then use the left hand navigation bar to choose either Parking or Transit, and then proceed with your order.
- You will need to process your order by the 10th of the month before you want the benefit to be effective. For example, August orders close on July 10th and September orders close on August 10th.
There are many options within the Commuter plan. It is just a matter of choosing the best one for your transportation needs to get to and from work.
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Group Legal Plan
Provided through Hyatt Legal Services, this group legal assistance plan provides basic legal services such as phone consultations and simple will preparation.
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Health and Wellness
Drexel University and Drexel University College of Medicine are committed to the health and wellness of our employees. We have partnered and Independence Blue Cross to offer programs that will assist you with your health goals. Please visit the program's brochure to learn more:
Visit the Drexel Recreation Center section for membership, program, and pricing information.
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Home Purchase Assistance Program
Full-time and part-time benefit eligible University employees are offered a forgivable loan toward the purchase of homes within defined borders of the Drexel University Community. For more information, visit the Home Purchase Assistance Program page.
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Long-Term Care
Drexel/DUCOM offers long-term care insurance through the John Hancock Life Insurance Company. To learn more, visit the John Hancock website and enter the username “Drexel” or "DUCOM" and password “mybenefit,” or call 1-800-200-3334.
Effective November 1, 2011:
Please be advised that John Hancock is not accepting enrollment applications for long-term care insurance after December 31, 2011. Enrollment applications postmarked after December 31, 2011 will not be processed. This action is being taken due to the adverse impact of the prolonged low interest rate environment on plan pricing.
Also, if you do apply before December 31, 2011 and are accepted for coverage, your premiums may be subject to a material rate increase, subject to state regulatory acceptance. John Hancock has filed a request to increase premium rates but have not completed the regulatory process in all states.
For more information, see the Life, Long-Term Care, and Disability Insurance section of the Benefits FAQs.
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Supplemental Life Insurance
This option provides you with the opportunity to elect additional Group Term Life Insurance for yourself, your spouse, and your dependent children (no one may be covered more than once under this plan). Note that you do not have to elect coverage for yourself as an employee in order to elect spouse and/or dependent child coverage. You may elect one, two, three, or four times your annual salary in coverage up to a maximum benefit of $2,500,000. Spousal coverage of up to $150,000 and dependent child coverage of $5,000 or $10,000 is also available.
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Supplemental Accidental Death & Dismemberment (AD&D) Insurance
You may elect to purchase supplemental AD&D Insurance for yourself, your spouse, and/or dependent children.
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Voluntary Short-Term Disability Insurance
This program provides a benefit of 60 percent of your weekly base pay when you are out on an approved disability. Benefits begin following 30 days of continuous disability and the exhaustion of sick days. Premiums are paid on a post-tax basis so that the plan’s benefit is non-taxable. Note that if you do not contact HR prior to your disability leave, any claims you make may not be eligible for disability coverage. For more information, please refer to the Drexel Employee Short Term Disability [PDF] or DUCOM Employee Short Term Disability [PDF] instruction sheets.
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Drexel Human Resources also provides administrative support for all HR services and functions at Drexel University’s separate, not-for-profit subsidiary, Drexel University College of Medicine. Drexel University is not involved in patient care provided by Drexel Medicine.