2013 Open Enrollment for DUCOM Employees
Open Enrollment is an annual process that affords you the opportunity to enroll in new benefit plans or make changes to your existing coverage effective January 1. This year’s Open Enrollment period will be from November 1, 2012 through November 30, 2012. If you are not changing your elections, you do not need to re-enroll and your current 2012 benefits will remain in effect through December 31, 2013 – except for Healthcare and Dependent Care Flexible Spending Account (FSA) plans, which you must re-enroll in every plan year.
Open Enrollment Benefit Fairs
November 7, 2012: University City Campus, Drexel Recreation Center (33rd and Market Sts), 1st Floor, 11:00 am - 2:00 pm
November 9, 2012: The Academy of Natural Sciences, The Commons Room, 11:00 am - 2:00pm
November 13, 2012: Queen Lane Campus (2900 Queen Lane), The Atrium, 11:00 am - 2:00 pm
November 16, 2012: Center City Campus, New College Building (245 N 15th St), Room 3506, 11:00 am - 2:00 pm
2013 Plan Highlights
- Medical: Independence Blue Cross continues to provide our medical coverage. The Drexel/Tenet Preferred tier that currently exists with the Keystone Point of Service plan is added to the Personal Choice Basic and the Personal Choice High Option plans. The Emergency Room co-pay is $75 for all three plans. There is a 3-7% rate increase depending on plan and coverage tier. While the national average is 11-12%, we’re pleased that we’re able to hold our medical premium increase to an average of 5% for the second year in a row. To search and view information on Drexel doctors, please visit the Drexel University College of Medicine website
- Dental:Coverage is expanded for eligible dependents up to age 26. You must actively enroll your dependent in dental vision coverage. There is a rate increase of 6%.
- Prescription Drugs: MEDCO's name has changed to Express Scripts. All plan provisions remain the same with a 5% rate increase. Generic drugs continue to only have a $5 co-pay. A mail order program that saves time and money is implemented. For maintenance medications, if you do not use mail order you pay a higher co-pay.
- Vision: Coverage is expanded for eligible dependents up to age 26. You must actively enroll your dependent in vision coverage. There is a slight decrease in premium.
- Life and Disability Insurance Carrier: As of January 1, 2013, our Voluntary Short Term Disability, Voluntary Life and Voluntary Personal Accident options are offered for purchase through MetLife. The plan provisions will follow the same model that is currently offered. The Basic Life and Personal Accident Insurance and Long Term Disability paid by Drexel are also administered through MetLife. You do not need to be re-approved by the new carrier.
- New Voluntary Benefits Enrollment Platform - Introducing Drexel Voluntary Benefits: Incredible savings on insurance and other benefits are available through one convenient payroll deduction. The online system provides easy access and enrollment, with hundreds of shopping discounts as well. Enroll at DrexelVoluntaryBenefits.com.
- Flexible Spending Accounts: To take advantage of the tax savings of Healthcare and Dependent care FSA plans, you must re-enroll each year. Please note that as a result of Health Care Tax Reform legislation, Health Care Flexible Spending Accounts will be limited to a maximum of $2,500 per participant as of January 1, 2013.
- Employee Assistance Plan (EAP) + Work/Life Program: Our EAP + Work/Life program will remain with HealthAdvocate. Health Advocate can help with claims issues, Medicare questions, comparing medical plan offerings and much more. The EAP is a free service designed to help you better balance the demands of work and life. You will be able to talk to a licensed EAP counselor through telephone or by email, 24/7, who can help you with stress, depression, parenting issues or other temporary setbacks. Your personal information is kept completely confidential and private. Call them at 866-799-2728. Please look for information from Health Advocate at the Benefits Fairs in November or on the Health Advocate website.
2013 Rate Summaries
Drexel Human Resources also provides administrative support for all HR services and functions at Drexel University’s separate, not-for-profit subsidiary, Drexel University College of Medicine. Drexel University is not involved in patient care provided by Drexel Medicine.