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Tips from Liberty Mutual

Choosing the Best Home
Security System

By Tim Brugger

The right home security system provides peace of mind, protects your property, and increases your personal safety. Some systems sound an alarm to alert you of a problem, while others communicate with a company that can contact local police and fire departments. But which type is best for you? The following factors will help you decide:

  • The right features. Every home should have basic smoke and carbon monoxide detectors that are properly tested and in good working order. Burglar alarms can be a bit more complicated, but you can still buy your own motion detector from your local hardware store, or shop online at specialty outlets for more sophisticated alarms.
  • The right price. Do-it-yourself security systems can range from $10 to several hundred dollars. Professionally monitored systems, however, come with a monthly fee in addition to the initial price tag. Costs for these systems vary: You can find inexpensive alarm components and pay $50 or less for a monthly monitoring contract. Conversely, high-end systems can cost several thousand dollars, not including the monthly fees. Each fire or carbon monoxide detector usually costs an additional $150 to $225.
  • The right company. If you have a professional company install your security system, remember to ask if its employees are trained by a certification company, like ESA's National Training School. You should also check consumer claims and the company's work history through organizations like the Better Business Bureau.
  • The right time. Once you've made your decision, book an installation appointment. Make sure the whole family is present when the company representative explains the system—everyone should learn how it works.

To learn more about Liberty Mutual Auto and Home Insurance or get a free, no-obligation quote, call 1-800-524-9400 or visit

Coverage underwritten and provided by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA 02116. Reprinted with permission from Liberty Mutual. ©2014 Liberty Mutual Insurance.

Liberty Mutual
Auto, Homeowner's and Renter's Insurance with Liberty Mutual*
The Liberty Mutual program provides Drexel alumni with discounted automobile, homeowner's and renter's insurance with the convenience of automatic checking account deductions.

*Group discounts, other discounts, and credits are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA.

Past Tips:

Adjusting to Winter Conditions
Behind the Wheel

What's Your Policy?
Liberty Mutual’s Responsibility Project

Safety Month

When Your Wallet Goes A.W.O.L.

Five Tips for Online Safety

Winter's Last Blast
Protect Yourself During Late-season Snowstorms

Transportation Alternatives
for Senior Drivers

Do You Need Flood Insurance?

Twelve Tips for Childproofing Your Home

5 Tips to Prevent Home Heating Fires

What's Your Policy? Liberty Mutual's Responsibility Project

Disaster-proof Your Home

Traveling Safely with Your Dog

Parking Lot Safety

Preventing Road Rage: A Q&A with Liberty Mutual's Dave Melton

Bursting at the Seams: A Winter Checklist