Health Insurance Policy

General Information

All full-time students are required to demonstrate proof of coverage under a health insurance plan. Domestic students may satisfy the requirement by purchasing the Drexel Student Health Insurance Plan or by submitting an insurance waiver at http://www.aetnastudenthealth.com

All undergraduate international students must purchase the university sponsored plan. Graduate international students holding a J-1 Visa must also purchase the university sponsored plan so that federally governed J-1 mandates are met.

Failure to submit a completed waiver form or to purchase the university sponsored plan will result in a default enrollment into the university sponsored plan. The charge for this plan will subsequently appear on the university bill. Once this charge has been placed, it cannot be removed.

If you choose to purchase your own insurance, the policy purchased must meet certain minimum requirements. Those include:

1. Plans must provide coverage for pre-existing conditions immediately upon enrollment;
2. Plans must provide coverage for maternity;
3. Plans must provide a benefit of at least $50,000 per condition;
4. Plans must be purchased for the full period for which the student will be enrolled for the coming academic year – not by the month nor semester;
5. Annual Plan Deductible of no more than $500;
6. Plan must provide coverage for Mental Health & Substance Abuse;
7. Plan must provide medical evacuation and repatriation benefit.

Information for International Students (J-1 Mandates)